Compare
insurance quotes
Panda7 is your licensed broker for car, home, tenant, and business coverage . Compare insurance quotes for your car, home, or business from up to 10 insurers , and buy online in minutes.
Why Customers Choose Panda7
Alexis Terriault
One of the only if not the only insurance brokerage firm dedicated to sustainable development. One of the only insurance brokerage firm committed to sustainable development.
Anabelle Veale
Great customer service! Really appreciated my experience!
Clément Meunier
I recommend ! They gave me the cheapest price! Very attentive and accommodating.
Guillaume Dumouchel
Courteous and professional agent. Quick quotes that met our needs.
Sina Channel
Wow very good customer service! Thanks to Amine more precisely, I highly recommend!
Alexandra Martin
I enjoyed my experience with Panda7. It's easy to get a good price for the insurance that's right for us. I'm satisfied.
Alexis Terriault
One of the only if not the only insurance brokerage firm dedicated to sustainable development. One of the only insurance brokerage firm committed to sustainable development.
Anabelle Veale
Great customer service! Really appreciated my experience!
Clément Meunier
I recommend ! They gave me the cheapest price! Very attentive and accommodating.
Guillaume Dumouchel
Courteous and professional agent. Quick quotes that met our needs.
Sina Channel
Wow very good customer service! Thanks to Amine more precisely, I highly recommend!
Alexandra Martin
I enjoyed my experience with Panda7. It's easy to get a good price for the insurance that's right for us. I'm satisfied.
Why compare your insurance with Panda7
Panda7 works for you, not for a single insurance company. We are a licensed property and casualty insurance broker, registered with the AMF in Quebec (#603975) and RIBO in Ontario (#6759).
We compare available options, help you choose coverage that fits your needs, and provide a confirmed premium you can purchase. You get a simpler insurance-shopping experience without being sent to a call centre to start the process again.
Compare options from up to 10 insurers
We compare prices and coverage options from trusted insurance partners, including Intact, Aviva, Economical, Wawanesa, and Pafco. This helps you see which option offers the best value for your specific profile.
No additional broker fees
You only pay the premium charged by the insurer. Panda7 receives a commission from the insurer, which is already included in the price. You do not pay any additional broker fees.
Buy securely online
Compare your options, choose your coverage, and, depending on the product, your province, and your profile, complete your purchase securely online in just a few minutes.
Get expert guidance when you need it
Enjoy the speed and convenience of an online platform, with access to a licensed insurance broker when your situation requires additional guidance, clarification, or validation.
Compare insurance options 24/7
Panda7’s online services are available around the clock. Compare insurance options whenever it is convenient for you, without calling multiple insurers or repeating the same information.
How Panda7 compares car insurance, home insurance, and more
Comparing car insurance and other types of coverage should not require multiple phone calls or repeating the same information. With Panda7, you can compare available insurance options from trusted partners in one place, side by side.
1. Share your information once
Complete a short online form with details about what you want to insure and the coverage you are looking for. It only takes a few minutes.
2. Compare options from up to 10 insurers
Panda7 shares your profile with participating insurance partners and compares the available prices and coverage options for you.
3. Choose your coverage and buy online
Review your options, select the one that fits your needs and budget, and, depending on the product and your profile, complete your purchase securely online. For many standard profiles, proof of insurance can be issued digitally within approximately 5 to 20 minutes.
4. Get help from a licensed broker when needed
Some situations require additional review. When that happens, a licensed broker will confirm the details with you and validate the premium before the policy is issued.
Whether you are looking for car, home, condo, tenant, or business insurance, Panda7 helps you compare available options in one simple place.
Bundle and save!
Save up to 15% when you combine multiple Panda7 insurance products
Auto insurance
Compare coverage options and find a competitive price for the protection you actually need.
Compare prices
Condo insurance
Protect your unit, your belongings, improvements, and personal liability
Compare prices
What affects your car insurance price?
Your car insurance premium is influenced by factors such as your driving record, vehicle, location, annual mileage, and selected coverage.
Each insurer evaluates these factors differently. The company offering the lowest price to one driver may not be the most competitive option for another. Comparing multiple quotes helps you see the prices actually available for your profile.
How can you lower your premium?
Affordable car insurance does not necessarily mean choosing less coverage. It means finding a competitive price for protection that fits your needs.
Compare multiple insurers
By comparing options from up to 10 insurers, you can see which companies offer the most competitive prices and coverage for your situation.
Compare before your renewal
Starting one or two months in advance gives you time to review your options. Comparing car insurance may help you save up to 15%, depending on your profile.
Take advantage of available discounts
Bundling your car and home insurance, participating in a telematics program, and maintaining a good driving record may help lower your premium. Depending on the program and insurer, telematics discounts may result in savings of 10% to 25%.
Adjust your deductible
A higher deductible may lower your premium, but it increases the amount you will need to pay if you make a claim. Choose an amount you would be comfortable paying.
Your province also affects your price
Panda7 compares car insurance options in Quebec and Ontario, where insurance systems and mandatory coverage requirements differ.
In Quebec
The SAAQ covers bodily injuries resulting from road accidents, regardless of who is at fault, while private insurers cover areas such as civil liability and vehicle damage. In 2024, the average car insurance premium in Quebec was approximately $1,006.
In Ontario
Car insurance is private and mandatory. Drivers must carry certain minimum coverages, and the factors used to calculate premiums differ from those applied in Quebec.
There is no single insurer that always offers the lowest price. Panda7 helps you compare available prices and coverage so you can find an option that fits your vehicle, needs, and budget.
Some customers report significantly reducing their premium after comparing their options. Results vary by profile and are not guaranteed.
Compare home, tenant, and other insurance
Panda7 helps you compare several types of insurance in one place. Protect your home, belongings, family, business, and travels, then combine eligible policies when bundling can help you save.
Home and property insurance
Home insurance
Protect your property, belongings, and personal liability. Combining home and car insurance may help you save up to 30%, depending on your profile and insurer.
Tenant insurance
Protect your belongings and personal liability as a renter, often for only a few dollars per week.
Condo insurance
Protect your unit, belongings, improvements, and personal liability with coverage designed for condo owners.
Personal protection
Motorcycle insurance
Compare available coverage and find insurance that fits your motorcycle, riding habits, and budget.
Life insurance
Explore term and permanent life insurance options that fit your family’s needs, financial goals, and budget.
Travel insurance
Compare coverage for emergency medical expenses, trip cancellation, and extended travel, including options for Canadian snowbirds.
Business and other coverage
Business insurance
Compare coverage for business owners and self-employed professionals, including commercial liability and property insurance.
Panda7 also offers access to insurance options for cottages, boats, recreational vehicles, ATVs, and rental properties.
Because prices and coverage vary by product, insurer, and profile, comparing multiple options helps you find the right balance between protection, price, and simplicity.
Why people choose Panda7
Insurance rates can change from one renewal to the next. The insurer that offered you the best price when you first purchased your policy may not still offer the best value today.
Panda7 makes it easier to review your options. Compare prices and coverage from up to 10 insurers in one place, explore options with similar protection, and see whether switching could help lower your premium.
There are no additional broker fees when you switch through Panda7. Depending on the product and your profile, your new policy and digital proof of insurance may be issued in just a few minutes.
A good time to compare insurance options is one or two months before your renewal. This gives you enough time to review your coverage, compare available prices, and make an informed decision before your current policy renews.
Insurance FAQ
More than just car insurance. Panda7 helps you compare car, home, tenant, condo, life, business, and travel insurance in one place, with options from up to 10 insurers.
Depending on the product, your province, and your profile, you may also be able to complete your purchase securely online.
There is no single insurer that offers the lowest price for every driver. Each company evaluates factors such as your driving record, vehicle, location, usage, and coverage differently.
Comparing options from up to 10 insurers helps you find a competitive price for your specific profile, whether you are insuring your first vehicle or several cars for your household.
Yes. Combining eligible home and auto policies with the same insurer can help you save up to 30%, depending on your profile and insurer.
Panda7 compares bundled and separate options to help you identify the combination that offers the best balance of price and coverage.
Your quote may be influenced by your insurance and claims history, what you are insuring, where you live, how the property or vehicle is used, and the coverage and deductible you choose.
Because insurers evaluate these factors differently, comparing multiple options can help you find a price and policy that better fit your needs.
Yes. You can compare and purchase insurance at any time. However, switching before the end of your current policy may result in cancellation fees from your existing insurer.
Comparing options one or two months before renewal gives you time to review your coverage and arrange for your new policy to begin when your current policy ends, helping you avoid a gap in coverage.
Yes. There is no additional broker fee to use Panda7. You only pay the premium charged by the insurer when you purchase a policy.
Panda7 receives a commission from the insurer, which is already included in the premium.
Most people can complete the online quote process in approximately seven minutes.
Depending on the product and your profile, you may be able to purchase your policy online immediately and receive digital proof of insurance within approximately 5 to 20 minutes. Some situations may require additional review by a licensed broker.
For eligible profiles, your online price may be held for up to 15 days, giving you time to review your options and make a decision.
Your premium remains subject to the accuracy of the information provided and final validation. If your situation requires additional review, a licensed broker will confirm the details and final premium with you.
Pandas are black and white, which reflects Panda7’s commitment to making insurance clear and transparent.
Pandas also do not hibernate, just like Panda7’s online services, which are available 24 hours a day, seven days a week.
Panda7 is a licensed insurance broker, not an insurance company. We compare available options from up to 10 insurers and help you select coverage that fits your needs.
The insurance company underwrites the policy, determines the final premium, and manages eligible claims.
Panda7 receives a commission from the insurance company when a policy is purchased. This commission is already included in the premium, so you do not pay a separate broker fee.
Unless otherwise indicated, insurance prices are shown before applicable taxes. Any required insurance taxes will be displayed before your purchase is completed.
Yes. Panda7 helps customers compare insurance options in both Quebec and Ontario.
Insurance requirements, available products, and pricing factors differ by province, so be sure to select your province when starting your quote.